This type of mortgage is NOT INTENDED FOR PERSONAL OCCUPANCY BUT is ACQUIRED AS an INVESTMENT TO GENERATE A RETURN. 

Buy To Let

An investment mortgage, often referred to as an "investment property mortgage" or "Buy To Let mortgage," is a type of mortgage loan that is used to purchase real estate properties with the primary purpose of generating rental income or capital appreciation. These properties are not intended for personal occupancy but are acquired to generate a return on investment. 

Here are some key points to understand about investment mortgages: 

Property Type: 
Investment mortgages are typically used to finance the purchase of residential or commercial properties.

Interest Rates: 
Interest rates for investment mortgages can be higher than those for primary residence mortgages.

Down Payment: 
Lenders usually require a higher down payment for investment properties compared to primary residences. 

Rental Income: 
Lenders may consider the potential rental income from the investment property when evaluating your ability to repay the mortgage. 

Long-Term Strategy: 
Consider your long-term investment goals. Are you looking for rental income, capital appreciation, or both? 

Property Financing Options: 
There are various types of investment property mortgages, including fixed-rate, variable-rate, and interest-only loans. Choose the one that aligns with your financial goals and risk tolerance.

   Investment mortgages can be a sound way to build wealth and diversify your investment portfolio. However, they require a different set of considerations and financial planning than primary residence mortgages. It's advisable to consult with financial advisors to ensure that your investment aligns with your financial objectives.